Provide for those important to you with mortgage and tax overages, using our surplus funds courses.
Get trained, Partner Up, Get Paid!
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Use our surplus funds courses and learn how to capitalize on overages. Click the button below to see our Programs and Specials, including insights into surplus funds training. Don’t miss out on opportunities with overages!
1 HOUR IN-DEPTH VIDEO TRAINING ON SURPLUS FUNDS! Discover the secrets of overages and learn about surplus funds courses that can give you the competitive advantage. Click the button below to access Free Training!
WHILE THEY LAST! Click the button below to access Free Surplus Funds Lists and learn more about mortgage and tax overages. These are free verified lists provided by surplus funds riches net to help you get started!
With over 20 years in the surplus funds business and more than 40,000 cases worked, we are the most experienced trainers in the field, bar none. Our surplus funds training is designed to be easy to follow and success-driven, making it ideal for those interested in mortgage overages and tax overages. With over 18 years of experience providing surplus funds courses, we offer a structured approach to help you tap into surplus funds riches net. Additionally, we have 15+ years of partnering with our members, allowing you to build a real business with a built-in partnership option, whether you choose to work full or part-time.
Surplus funds, also known as mortgage overages or tax overages, are unclaimed funds that arise when a property is sold at foreclosure for more than the amount owed to the foreclosing entity. The excess amount is owed back to the previous owner.
Unfortunately, the government does a poor job of reaching out to the ex-owner to return these surplus funds. That's where you can step in. By taking surplus funds training, you can assist individuals in retrieving these funds and help them start anew, all while establishing a lucrative income—whether full-time or part-time.

Are You...
Tired of being a ‘clock jockey’ and not being able to provide for yourself or your family? Stuck: no way to get ahead of bills, need a change, helpless to improve your situation?
We understand, and we can help you break free from this cycle.
How About the Actual Business Side?
Are you afraid to make calls and face endless rejection? Don’t have the funds to invest in subscription-based skip tracing, mailers, websites, or postage for your surplus funds courses?
We get you, and we can fix that with our surplus funds training, helping you tap into mortgage overages and tax overages to secure your financial future. Discover the wealth potential with surplus funds riches net and take control today.

1. Work it yourself with our comprehensive surplus funds training, including written and video tutorials, email-based support, and live webinars. We cover every aspect of mortgage and tax overages, enabling you to earn 20-40% of the gross surplus, depending on the method you choose. The average earnings can exceed 30,000+ on a single deal.
2. Work as a partner: your role can be as simple as obtaining an online list and researching debt to ensure there are no creditors with priority claims (it's easy, and we teach you how). Submit this information on our online worksheet, and we handle the rest. We locate the clients, call and mail, negotiate, hire notaries and attorneys, and pay you 27%-40% of the net, depending on the program. The average payout to you ranges from $5K+, and we provide commission advances upon getting them under contract.
3. Work it yourself and send us the deals you can't contact. That’s right, maximize your income and let us tackle the hard-to-find deals. Get paid on surplus funds from deals you might have otherwise discarded.
Explore the various surplus funds courses we offer here.
For more information about what we do, and how you can get involved, please click the 'GET STARTED NOW' button below.
Highest Deal Rate – If you partner with us, we utilize a structured buyout process. We provide ex-owners 10% of surplus funds as good faith money upfront – a unique feature that sets us apart and helps get overages deals under contract! We don’t compete with you; we only work on deals that members send in. Additionally, we offer commission advances at the point of contract, allowing you to earn while you learn through our surplus funds courses. Our high splits include 27% of net on National Surplus and 40% on Panning for Hidden Surplus. Unlike others, we avoid ‘smoke and mirrors’ – our training teaches surplus funds riches net strategies that go beyond generic surplus lists provided to everyone. We teach you how to create your own list and find your own deal ‘honey hole’.
Real Opportunity for Real Work - Let’s be real, and not waste your time:
There is no money fairy. You must put in the effort to make money. If you’re not willing to learn a new skill set, follow directions, and dedicate your time, please do not purchase our system. It works, if you work: Yes, we have members who have traveled extensively, paid off debt, funded their kids’ weddings, and made down payments on houses. They achieved this through hard work and commitment to the surplus funds training.
What do you get with the program?
Step-by-step PDF ebook that teaches you to work DIY and/or partner with us. Additional video training on the resources page linked from the ebook, reinforcing your training. One-on-one email support directly with us, not some random community run by newbies. Live Question and Answer Webinars at least monthly. Experience: 20+ years in the business, 18 years of training, 15+ years of partnering. Highest splits available. Zero Aggravation: No need to start a company, incur recurring costs, or tackle ‘hard stuff’ like tax overages.
If you still have questions about any of our exciting programs, you are welcome to call Shawn directly on his cell (704) 791-9398 – between 9AM and 1PM, Eastern, Monday to Friday.